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Thursday, November 17, 2016

Looking for an Anchorage Waterfront Home for Sale?

Anchorage Waterfront Homes

Here are the current homes on waterfronts in Anchorage. Listings are from various brokers. See full detail page for more details including payment calculator and property statistics. If you are ready to buy a home call Dan Benton, Realtor with Real Estate Brokers of Alaska at (907) 727-5279


http://www.anchoragehousesales.com/listing/mlsid/3/propertyid/16-14120/


© 2016 Dan Benton
Dan Benton - Realtor with Real Estate Brokers of Alaska
1577 C Street, Suite 101A., Anchorage, AK 99501
Phone: (907) 727-5279

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Friday, November 4, 2016

Affordable & Newly Renovated Ranch in Wasilla

Recently Updated Ranch Home for Sale in Wasilla, AK 99623

99623? Yes, Wasilla has a new zip code too btw!

3490 South Bel Aire Drive, Wasilla, AK 99623
$164,900

3 beds 1 bath
New paint (exterior and interior)
New flooring
New appliances


See the photos on my Facebook Page




Driving Directions

Directions: KGB to North on VINE. Go North about 3/4 mile to Appalachian Trail on the Right. Appalachian Trail to left on Shamrock, to Right on Trinity to South on Bel Aire Drive to Address




© 2016 Dan Benton
Dan Benton - Realtor with Real Estate Brokers of Alaska
1577 C Street, Suite 101A., Anchorage, AK 99501
Phone: (907) 727-5279

Join Great Alaskan Homes on:
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Monday, October 24, 2016

This week's new multi-family listings in Anchorage, AK

New Multi-family Listings in Anchorage, AK This Week

In South Addition


In Birchwood Park, Spenard


In Baxter Heights, Scenic Foothills


On MacInnes in Tudor Area


In Muldoon Heights in Northeast Anchorage


In Northeast Anchorage



© 2016 Dan Benton
Dan Benton - Realtor with Real Estate Brokers of Alaska
1577 C Street, Suite 101A., Anchorage, AK 99501
Phone: (907) 727-5279

Join Great Alaskan Homes on:
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Monday, October 17, 2016

Anchorage Foreclosures for Sale

Here are the latest foreclosed homes and properties for sale in Anchorage, AK. Listings are listed in order of higest to lowest price and from various brokers, see full property details for more information.
































© 2016 Dan Benton
Dan Benton - Realtor with Real Estate Brokers of Alaska
1577 C Street, Suite 101A., Anchorage, AK 99501
Phone: (907) 727-5279

Join Great Alaskan Homes on:
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Friday, September 30, 2016

Protect your home from Old Man Winter

Protect your home from Old Man Winter

As temperatures begin to dip this fall, "winterizing" your home can stop your heating bills from going through the roof. With some basic maintenance, you'll also save yourself from expensive emergencies that can accompany the cold weather. Keep your house warmer, more energy efficient, and save some extra cash for holiday shopping!
Flickr CC License *~Dawn~*

Seven tips for the season:

1. Inspect the furnace

You don't want your furnace to be on the fritz in the dead of winter. Make sure it's in good working order before the cold weather hits. A strong smell is natural when you first turn the furnace on. But lingering odors can signal a problem. A heating professional can also check your furnace and make sure it's running safely, replace filters, clean the motor, and fix anything that's broken.

2. Reverse the fan

During winter, the warm air generated by your heating system rises to the ceiling while cooler air sinks. Reversing the fan direction draws the cooler air upwards, forcing the warmer air near the ceiling back down into the living space. Keeping the warm air where it's needed means you can turn the temperature down a few notches, stay comfortable, and save money.

3. Wrap the pipes

A burst pipe caused by a winter freeze can be a nightmare. Make sure all piping that runs through unheated portions of the house–crawlspaces, basements or garages–is properly kept insulated with fiberglass insulation or foam rubber sleeves, available at the hardware store. Drain you garden hoses and make sure you know exactly where the turn-off valve is for your water mains in case you need to shut it off during an emergency.

4. Deal with drafts

Inspect for drafts underneath doors and windows–it's easiest on chillier fall days. For doors, put a draft snake or rolled up towel across the bottom. If you have leaks near your windows, use weather-resistant caulk on the outside. Use masonry sealer for brick areas. You should also check for leaks where pipes and wires exit your foundation. Next, inspect ventilation ducts for cracks and separations, as vast amounts of heating can escape through gaps in the duct work.

5. Clean those gutters

Clogged gutters can cause ice dams on your roof, blocking the melting snow and causing water to seep in and damage your house. Clear the gutters of dead leaves and debris to help rain and snow drain easily.

6. Stock up on supplies

Create a 72-hour kit stocked with food, water, and other supplies in case of a power outage or emergency. Buy candles and matches. Find the phone numbers for your utility companies and keep them handy. Store non perishable food items (including pet food), blankets, and a first aid kit. You might also consider picking up a bag of snow salt in case you become stranded.

7. Check the chimney

Fires can easily originate in chimneys because of obstructions (bird nests, leaves, and excessive soot), damaging the chimney and reaching the structure of the house. Get your chimney inspected by a certified chimney sweep before you start to build fires. Close the damper when the fireplace isn't in use, to keep out cold air. Cap the top of the chimney to keep out rodents, birds, and debris.

It pays to winterize

According to the Department of Energy, keeping your home energy efficient can save you up to 25% on utility bills. Take a few steps to help prepare your home. You'll stay toasty until spring.....and keep high energy costs from burning through your bank account.

© 2016 Dan Benton
Dan Benton - Realtor with Real Estate Brokers of Alaska
1577 C Street, Suite 101A., Anchorage, AK 99501
Phone: (907) 727-5279

Join Great Alaskan Homes on:
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Tuesday, September 20, 2016

The latest updates on multi-family rental income properties for sale in Anchorage, Eagle River, and the Mat-Su Valley

The latest updates on multi-family rental income properties for sale in Anchorage, Eagle River, and the Mat-Su Valley





Latest Anchorage Updates

Latest Valley Updates




© 2016 Moonlighter Media, Anchorage, Alaska
Mixed Media Goods & Services

Tuesday, September 6, 2016

The latest updates on multi-family rental income properties for sale in Anchorage, Eagle River, and the Mat-Su Valley

The latest updates on multi-family rental income properties for sale in Anchorage, Eagle River, and the Mat-Su Valley





Latest Anchorage Updates

Latest Valley Updates


© 2016 Dan Benton

Dan Benton - Realtor with Real Estate Brokers of Alaska


1577 C Street, Suite 101A., Anchorage, AK 99501
Phone: (907) 727-5279

Join Great Alaskan Homes on:
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The latest updates on duplexes for sale in Anchorage, AK

The latest updates on duplexes for sale in Anchorage, AK





Latest Updates


© 2016 Moonlighter Media, Anchorage, Alaska
Mixed Media Goods & Services

Tuesday, August 16, 2016

Back to school with no stress? Make it happen!

When the warm summer months begin to wind down and the days become a little shorter, you can almost smell it in the air-back-to-school time is here! And, just as fall and cooler weather approach, so does back-to-school anxiety. Between kids fearing they'll miss the bus and won't make new friends, and parents feeling stressed about hectic mornings and carpooling chaos, how can anyone get excited about the first day back to school? Parents, however, can set the tone for a smooth transition from summer to the new classroom by proactively addressing their children's concerns.

Flickr CC License Jeepers Media
Here are a few tips to help ease your family's back-to school anxiety.
  • Be enthusiastic. If you are excited and confident, your child will be, too.
  • Prepare yourself. Note your child's reaction to separation. If possible, visit the new setting together and introduce your child to the new teacher in advance.
  • Start daily routines. Encourage kids to become involved by packing their own lunch and laying out their clothes. Also, begin an earlier bedtime at least one week before.
  • Pack the night before. Kids should pack their book bag every night before bed. This eliminates the morning rush and trying to locate stray items.
  • Always say good-bye to your child. Be firm, but friendly about separating. Never ridicule a child for crying. Instead, make supportive statements like, "I know it's hard to say good-bye."
  • Send a photo of your family or write a reassuring note and put it in your child’s backpack or lunch box.

Homework hints (that really work!)

  • Have a regular place for your child to do homework—a desk or table in a quiet room.
  • Set a regular time for homework. You may want to make a rule, "No television until homework is finished."
  • Set aside ample time for homework and help your children plan on how they’ll use their time.
  • Be available to answer questions and offer assistance, but never do the homework for children.
  • To help alleviate fatigue, have your child close the books for 10 minutes every hour and go do something else.
  • If your child is struggling with a particular subject, and you aren't able to help, a tutor can be a good solution. Discuss it with the teacher first.
  • Have your child do the most difficult homework first. Save "easy" subjects for last.
  • Praise your child's good work. Your interest will encourage good work.


© 2016 Dan Benton
Dan Benton - Realtor with Real Estate Brokers of Alaska
1577 C Street, Suite 101A., Anchorage, AK 99501
Phone: (907) 727-5279

Join Great Alaskan Homes on:
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Debt to Income Ratio

The debt-to-income ratio is, simply, the way that mortgage lenders decide how much money you can comfortably afford to borrow. It is the percentage of your monthly gross income (before taxes) that is used to pay your monthly debts (not your monthly living expenses). Two calculations are involved, a front ratio and a back ratio, written in ratio form, i.e., 33/38.
Flickr CC License Alan Cleaver

The first number indicates the percentage of your monthly gross income used to pay housing costs, such as principal, interest, taxes, insurance, mortgage insurance and homeowners' association dues. The second number indicates your monthly consumer debt, such as car payments, credit card debt, installment loans, etc. Other living expenses are not considered debt.

So a debt-to-income ratio of 33/38 means that 33 percent of your monthly gross income is used to pay your monthly housing costs, and 5 percent of your monthly gross income is used to pay your consumer debt - so your housing costs plus your consumer debt equals 38 percent.

33/38 is a common guideline for debt-to-income ratios. Depending on your down payment and credit score, the guidelines can be looser or tighter, and guidelines also vary according to program. The FHA, for instance, requires no better than a 29/41 qualifying ratio, while the VA guidelines require no front ratio but a back ratio of 41.

What if you already have a house or don't plan to buy a house for a good period of time? You still need to know and control your debt-to-income ratio so you can avoid creeping indebtedness, or the gradual rising of debt. Impulse buying and routine use of credit cards for small, daily purchases can easily lead to unmanageable debt.

Debt-to-income ratio not only affects your ability to buy a home, but other purchases as well. Debt-to-income ratios are powerful indicators of creditworthiness and financial health. Know your ratio and keep it low. Your consumer-debt number should never go higher than 20 percent regardless. If you let it rise above 20 percent, you may:

  • Jeopardize your ability to make major purchases: cars, homes, and major appliances.
  • Not get the lowest possible interest rates and best credit terms. have difficulty getting additional credit in emergencies
  • If you keep a stranglehold on your spending habits and therefore your debt-to-income ratio, you can: make sound buying decisions, and refrain from frivolous credit purchases and loans


© 2016 Dan Benton
Dan Benton - Realtor with Real Estate Brokers of Alaska
1577 C Street, Suite 101A., Anchorage, AK 99501
Phone: (907) 727-5279

Join Great Alaskan Homes on:
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Building Home Equity

Equity is the part of your property that you actually own. If you own property that's worth $250,000, and you have a mortgage with a remaining loan balance of $100,000, your equity in the property is $150,000. Repeat home buyers usually rely to some extent on the equity in their current home to help buy their next home. The more equity you have, the larger the possible down payment for the trade- up home.

Home equity also equals security, especially at the beginning of a mortgage loan, so little of your payment goes to principal that equity builds slowly.

Naturally, building home equity comes at a price, usually in the form of larger payments. If building home equity means incurring debt to make ends meet, then you've defeated the purpose of building equity in the first place.

One way is to make additional principal payments. Additional principal payments make sense when you save more on your mortgage interest expense on an after-tax basis than you would earn on your investments on an after-tax basis.

If you are able to deduct your mortgage interest from your income taxes and your marginal federal income tax rate is 27 percent or higher, then your after-tax cost of mortgage debt is between 3 and 4 percent. For instance, if you earn 4 percent pretax on a five-year CD, and you're in the 27-percent bracket for federal income taxes, the after-tax return is less than 3 percent.

Before you start making additional principal payments, use one of the many amortization calculators you can find on the internet to do the math - how much interest you would save if you made additional principal payments and how much it would shorten your loan and increase your home equity.

The other way to build home equity faster is to refinance. Recently, the reason most people have refinanced is to lock in a lower interest rate and/or lower their monthly payment. But you can also refinance to shorten the term of your mortgage, which builds equity.

If you had a $200,000 30-year ARM at 8.13 percent and replaced it with a 15-year fixed rate loan at 6.75 percent, your monthly payment would go from $1,485.69 to $1,769.82.

Most sellers use part of their equity to pay selling costs, such as brokerage commissions and transfer taxes. Also, if you are delinquent on your property taxes, or have other liens secured against the property, such as an IRS tax lien, these would have to be paid at closing.


© 2016 Dan Benton
Dan Benton - Realtor with Real Estate Brokers of Alaska
1577 C Street, Suite 101A., Anchorage, AK 99501
Phone: (907) 727-5279

Join Great Alaskan Homes on:
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Monday, August 15, 2016

Waterfront Homes for Sale in Anchorage's Bayshore Neighborhood

Here are the latest waterfront homes for sale in Bayshore-Klatt. Waterfront homes in Bayshore - Klatt are those ones found on the South shore of Campbell Lake. The North shore of Campbell Lake is in the Sand Lake neighborhood. For those waterfront homes, visit my Sand Lake Waterfront Homes post.

To keep up to date on all new listings in Bayshore-Klatt, visit this Bayshore-Klatt-Oceanview new listings page, which is updated daily.

 On Campbell Lake - South Shore

Are you looking for a stunning single family home on Campbell Lake? Than look no further! This home is sure to have everything you are looking for! From a gorgeous gourmet kitchen with high end stainless steel appliance, massive master bedroom with walk in closets and a master bath, your own gym space so you can look over the lake while working out, a huge entertainment space
Listing Office: Real Estate Brokers of Alaska

Campbell Lake frontage with 3/4 of an acre lot. Superb view of the lake and a 360 degree wrap-around deck. Floating dock accommodates a Beaver and Super Cub. Extra large 3-car garage. Interior has been tastefully remodeled including gourmet kitchen. Outstanding attention to detail, with quality craftsmanship and extensive wood finishes. Home is situated on a small cul-de-sac--low traffic.
Listing Office: Jack White Real Estate

Unsurpassed Lakeside living! What more can you ask? Beautiful luxury home on Campbell lake with incredible views steps from your floatplane and watersport activities. Magnificent glass vistas and multiple decks allow occupant to exploit every angle of this incredible setting. Beautiful finishes, high-quality materials and attention to detail round out this fantastic dwelling with amenities like
Listing Office: RE/MAX Dynamic Properties

Enjoy breathtaking views from this beautiful Campbell Lake home! Tranquil 1/2 acre of lakefront prop w/semi priv access to boat ramp & dock house. 2 story entry, frml liv rm & din rm. Lg kit opens to fam rm. MSTE w/views of lake & lg priv BA & WI closet. Lwr lvl w/pool table, BI bar, work out area & walkout access. Single car/toy garage on lake-side w/priv man cave! More to mention-See addn docs!
Listing Office: Keller Williams Realty Alaska Group

Right on Campbell Lake! Attractive home built by the Peterson Group in 1991 - E end of the lake with 180 degree lake & Chugach Range views. Unique floor plan perfect for a MIL, with a spacious master suite, 2 full kitchens, and 2 double garages & extra utility garage. Invisible dog fence, sprinkler system, shed, expansive & newly rebuilt deck, and more. Welcome home to Anchorage lakeside living.
Listing Office: RE/MAX Dynamic Properties

Spectacular family home on 1.18 acre lot on Campbell Lake in Resolution Pointe. This custom built residence has wonderful views of Campbell Lake and the Chugach Mountains and is in a very peaceful and tranquil setting.This multi-level home is perfect for entertaining indoors or out, has private yard areas and decks on all sides, and opportunities for quite & solitude in different areas within.
Listing Office: RE/MAX Dynamic Properties

More About Bayshore-Klatt

To see a list of the subdivisions and smaller neighborhoods within Bayshore - Klatt, visit our Bayshore - Klatt page.

Other Waterfront Homes


To see other waterfront homes for sale in Southcentral Alaska including Wasilla, Knik, Houston, Meadow Lakes, Palmer, Sutton, Big Lake, Willow and Anchorage, visit our Waterfront Homes page.

 

© 2016 Dan Benton
Dan Benton - Realtor with Real Estate Brokers of Alaska
1577 C Street, Suite 101A., Anchorage, AK 99501
Phone: (907) 727-5279

Join Great Alaskan Homes on:
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The latest updates on multi-family rental income properties for sale in Anchorage, Eagle River, and the Mat-Su Valley

The latest updates on multi-family rental income properties for sale in Anchorage, Eagle River, and the Mat-Su Valley


Latest Updates




© 2016 Dan Benton

Dan Benton - Realtor with Real Estate Brokers of Alaska


1577 C Street, Suite 101A., Anchorage, AK 99501
Phone: (907) 727-5279

Join Great Alaskan Homes on:
Blogspot - Pinterest - Twitter - Facebook - Google+

Waterfront Homes for Sale in Anchorage's Sand Lake Neighborhood

Here are the latest waterfront homes for sale in Sand Lake. Lakes in the community council area of Sand Lake include Sand Lake, Jewel Lake, Sundi Lake, Campbell Lake (North shore), DeLong Lake, Connor Lake, Strawberry Lake, and Birch Lake.

To keep up to date on all new listings in Sand Lake, visit this Sand Lake new listings page, which is updated daily.

Looking for South Shore Campbell lake  homes? Here is my post on Waterfront Homes for Sale in Bayshore

On Jewel Lake

Float plane property. Please see attached documents from DNR. Great Jewel Lake location with 90 feet of lake frontage appurtenant to the property. Fabulous view of mountains. Rare large lakefront lot in town. Wooded. Huge garage with in-floor heating. Traditional log with full basement. Lift station. House is part of estate acquisition. The seller will not make any repairs. Sold as is

Listing Office: GTK Commercial Real Estate, LLC

Resort Living from the comfort of your own home! Tranquil setting on beautiful Jewel Lake, this home has been tastefully remodeled and lovingly cared for. Amazing walls of windows bring in the beauty of the outdoors, over 1500sf of decking, float plane access & dock. 3 bed/2 baths on main floor, entire upper floor is master with private deck, sitting area, bath w/sep. shower/tub. Gathering room
Listing Office: Dwell Realty

On DeLong Lake

A slice of Heaven directly on Delong Lake! Experience spectacular views, wildlife, gorgeous sunsets, fishing & two decks! Well-kept home offers 3 BR's, 2.5 BA's, vltd ceilings, loads of natural light, bamboo hardwood floors in living areas, updated kitchen/baths w/ granite counters, good storage, spacious master suite, deck overlooks lake, new roof 2016, boiler 2010, best location on the lake!
Listing Office: Next Level Realty, LLC

On Sand Lake

Pilots dream home! Beautiful lakefront home right on Sand Lake. This Alaskan dream home has it all! The magnificent top designer kitchen is a must see! Spacious and functional floor plan. Soaring living room ceiling with a spectacular view. Gorgeous master suite New roof, plenty of parking space. This home is absolutely stunning!! Don't let this pass you by!
Listing Office: RE/MAX Dynamic Properties

Beautifuly remodeled lake front ranch style home on nearly an acre lot is a pilots dream with a float plane lift and dock. The house and decks get great sun exposure and in addition to the garage there is a large 924 SQFt shop/garage that will fit your toys.
Listing Office: Faulkner Real Estate LLC

On Sand Lake - South Shore Canal

Bring your floatplane! Special waterfront location makes this home the ultimate Alaskan experience. Airplane (up to Beaver size), canoe, fish, ice skate, kayak, motorboat, X-country ski, and sail all from your backyard. Close to Sand Lake Elementary, and adjoining HOA park. This 3,856 sf Sand Lake Canal home sports 5 bedrooms, 4 baths, and 2 double garages.
Listing Office: RE/MAX Dynamic Properties

On Campbell Lake

Price reduced below appraised value! Historic home originally built in the 17th century in Massachusetts, rebuilt by a New England craftsman in 1981-82 with frontage on Campbell Lake. A true treasure featuring original wide pine board floors, exposed ceiling beams and large brick fireplaces...
Listing Office: Keller Williams Realty Alaska Group 36th Ave

Pilot's dream home on ideal location on Campbell Lake. Quiet cove with less cross wind for easy landing. Float plane double dock and lift on approx. 80 ft. of lake frontage. Well appointed home with southern exposure and heated driveway (just redone!). Perfect for entertaining with almost 1500 sq. ft. of multilevel decks to draw you outside and enough windows to bring the sun in all year. Main
Listing Office: Dall Realty, Inc

Contemporary 6,800+ sqft home on Campbell Lake with breathtaking mountain views at all 3 stories. Elegant entrance with sweeping stainless steel staircase should be featured in a designer magazine. True open floor plan perfect for entertaining. shows an uncompromised attention to detail.
Listing Office: Herrington and Company, LLC

About Sand Lake

Sand Lake is the name given to the larger community council area that has many smaller neighborhoods and subdivisions within it. To see a list of the subdivisions and smaller neighborhoods within Sand Lake, visit our Sand Lake page.

Other Waterfront Homes


To see other waterfront homes for sale in Southcentral Alaska including Wasilla, Knik, Houston, Meadow Lakes, Palmer, Sutton, Big Lake, Willow and Anchorage, visit our Waterfront Homes page.


© 2016 Dan Benton
Dan Benton - Realtor with Real Estate Brokers of Alaska
1577 C Street, Suite 101A., Anchorage, AK 99501
Phone: (907) 727-5279

Join Great Alaskan Homes on:
Blogspot - Pinterest - Twitter - Facebook - Google+

Monday, August 1, 2016

The Do's & Don'ts of Choosing a Contractor

Choosing a Contractor:

Some do's and don'ts

Photo: CC Flickr License - Brock Builders
Americans spend billions of dollars on construction and home remodeling each year. Many homeowners have discovered that improving their present residence with an updated kitchen, an additional bathroom, new windows, or a new roof can be a more prudent investment than purchasing a new residence. However, adding a room or updating a kitchen can cost more than a new car, and consumers should take some time and care in planning a costly home improvement project. 

Unfortunately, most consumers spend less time choosing a contractor than they do choosing a car.
Here is a checklist of important things to consider before starting any major construction project:

DO:

  • Plan your project carefully.
  • Shop around before hiring a contractor.
  • Get at least three written bids on your project.
  • Provide all contractors with accurate plans or drawings that will enable them to determine the scope and cost of work when requesting bids.
  • Check with the Contractors State License Board to make sure the contractor is properly licensed, and to check the status and disciplinary history of the license.
  • Check out contractors with your local building department, trade associations or unions, consumer protection agency, and the Better Business Bureau.
  • Look at work the contractor has completed.
  • Ask your contractor to furnish a completion or contract bond.
  • Consult with more than one lending institution regarding the type of loan to obtain.
  • Ask your lender to recommend a funding-control company.
  • Make sure your contract provides for "retention," a percentage of each payment or of the total job (ordinarily 10%), which you retain until the job is completed.
  • Make sure everything you and your contractor have agreed to is included in your contract, and don't sign anything until you understand and agree with all terms.
  • Ask your contractor about inconveniences that may occur, and plan accordingly.
  • Keep a job file.
  • Do make sure you receive unconditional lien releases from subcontractors and material suppliers.
  • Make frequent inspections of the work, including a final walk-through.
  • Consult an attorney if a mechanics' lien is filed against your property.
  • Negotiate with the contractor first if problems or disagreements occur.

DON'T:

  • Don't hire an unlicensed contractor.
  • Don't hire a contractor without first shopping around.
  • Don't be fooled or pressured by a smooth-talking salesperson. Take the time and effort to make sure that the person or business doing your home improvement is going to perform in a professional manner.
  • Don't act as an owner/builder, unless you are very experienced in construction.
  • Don't sign anything until you completely understand it and agree to the terms.
  • Don't make agreements with subcontractors or workers without consulting the prime contractor.
  • Don't pay cash without a proper receipt.
  • Don't make a down payment that exceeds the legal limit (usually 10%).
  • Don't let your payments get ahead of the contractor's completed work.
  • Don't hesitate to ask questions of the contractor.
  • Don't make final payment until you are satisfied with the job.


© 2016 Dan Benton
Dan Benton - Realtor with Real Estate Brokers of Alaska
1577 C Street, Suite 101A., Anchorage, AK 99501
Phone: (907) 727-5279

Join Great Alaskan Homes on:
Blogspot - Pinterest - Twitter - Facebook - Google+